KEEPING YOUR DREAMS ALIVE
At Hunter & Cole Associates we firmly believe that a blemished credit history shouldn’t shatter your dreams of owning a home. The notion that bad credit is an insurmountable hurdle is far from accurate. In fact, bad credit mortgages are designed precisely to bridge the gap between aspiring homeowners and the keys to their dream properties.
Given the reality of lending in today’s world, a lot of mortgage lenders are adopting a more personalised approach, where they look beyond just your credit score. If you have bad credit, that doesn’t not necessarily rule you out of obtaining a mortgage, and our team will be happy to advise you.
DO YOU HAVE PROBLEMS WITH THE FOLLOWING?
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County Court Judgements (CCJs)
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Individual Voluntary Arrangements (IVA)
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Debt Relief Orders (DRO)
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Debt Management Plans (DM)
If so, we may be able to help you secure a mortgage. We have a team of trained advisers who can help you overcome these potential obstacles.
IMPROVING YOUR CREDIT SCORE
Your credit score remains a key factor in securing a mortgage, but there are ways to quickly improve it. Simple things like not being on the electoral register or holding a joint account with someone with a bad credit history can harm your score. Our advisers will be able to talk you through ways you can quickly improve your score and increase your chances of securing a mortgage.
